Feature Article Archives
Commercial Mortgage Insight is putting some of our best feature articles online as a resource to the community. Click on an article description to view the article. Many of these articles are in pdf format which require Adobe Acrobat Reader version 5.0 or higher. Please click here to download your free copy of Adobe Acrobat Reader's latest version.
Property Types
- Financing Considerations For Telecom-Oriented Properties - Want to be one of the first lenders to finance a carrier hotel? Demand for telecom space has exceeded supply, but the new asset class carries significant risks.
- There’s Safety In Apartments? - Take A Closer Look At The Metro Areas Nationwide multifamily measurements are strong, but a closer examination of metro areas reveals pitfalls.
- Manufactured Housing Communities Driving Consistent Cash Flow. Whether you call them mobile home parks or manufactured housing communities, lenders love them because of their reliable cash flow.
Legal Issues
- Article 9 Revisions Increase Risk And Complexity For Lenders. Revisions to Article 9 of the Uniform Commercial Code significantly change the scope, rules and procedures of UCC fillings and will probably make perfecting security interests significantly more challenging and expensive.
- Surviving The Retail Shakeout: A Primer For Real Estate Pros. When commercial tenants step through the looking glass and into the wonderland of liquidation or reorganization, you should know the ground rules of the U.S. Bankruptcy Code
- These Alternatives Can Be Settling. Today, the regular judicial process is not the only option available to parties with legal conflicts. Alternative dispute resolution (ADR) can reduce the time and expense involved in litigation.
- Special-Purpose Entities: Frequently Asked Questions. CMBS lenders often require borrowers to become special-purpose and bankruptcy-remote entities. Correspondents and brokers should coordinate those requirements with lenders and help borrowers understand them.
Financing
- Completing The Transformation From Broker To Mortgage Banker. Is this the right time for you to start on the road to becoming a mortgage banker? A thoughtful measure of the pros and cons will provide an answer.
- Mezzanine Financing More Popular Among Lenders And Borrowers. Seen as in between a mortgage and an equity investment, the subordinate debt increases leverage and helps lenders win deals.
- Understanding The Basics Of Ground Lease Financing. More lenders are considering financing properties with ground leases, but they should understand the additional layer of complexity they present.
- Co-Lending: A Well-Established Practice Draws More Attention. Co-lending is attracting more attention as a desirable investment option for life insurers and other portfolio lenders. However, lenders must be careful when developing co-lending relationships and documenting transactions.
Brokers
- Incentives For Mortgage Bankers And Brokers Are Common Think your credit card or frequent flier mileage offers good incentives? Want a new Porsche or a plane flight to Europe? Or maybe just cash backat the end of the quarter?
CMBS
- How Rating Agencies Approach Rating Commercial Mortgage-Backed Securities. Rating agencies have specific approaches to analyzing the quantitative and qualitative characteristics of CMBS pools.
Construction
- The Role Of The Lender's Consultant In Construction Projects. The lender's consultant should act as the technical eyes and ears during construction and help the lender reach the right business decisions.
Insurance
- Environmental Lender Insurance: Applications And Benefits. One-off and portfolio policies for environmental insurance differ in their approaches, but both can create business opportunities and increase financial security.
- Building Ordinance And Law Risk: Does The Insurance Cover You? Ordinance and law coverage can protect you if a governmental jurisdiction orders that the undamaged portion of a non-conforming building be torn down. How does it work? The insurance answer man has the answers.
Risk Management
- How To Underwrite Mixed Use: Examining A Downtown Case Study. In an example file, a downtown retail property creates underwriting questions. Ultimately, pricing the deal at the underwriter’s discretion.
- Selecting Strategies For Managing Environmental Risk. Knowing how to manage environmental risk can help you close deals on impacted properties.
In Next Month's CMI
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